CENTRAL BANK’S RESULTS FOR FIRST QUARTER ENDED JUNE 30, 2015
BANK’S RESULTS FOR FIRST QUARTER ENDED JUNE 30, 2015
Major Highlights – Q1 FY 2015-16
|
|
Rs. in crore
|
Ø
|
Total
Business
|
4,51,739
|
Ø
|
Total
Deposits
|
2,58,607
|
Ø
|
Core
Deposits
|
2,37,572
|
Ø
|
Total
Advances
|
1,93,132
|
Ø
|
Total
Income
|
7,099
|
Ø
|
Net
Profit
|
203
|
PERFORMANCE
HIGHLIGHTS
Net Profit increased to Rs.203 crore from Rs. 192
crore in June 2014, recording Y-o-Y growth of 5.73%.
Total Income increased to Rs.7,099 crore from
Rs. 6,928 crore in June 2014, recording Y-o-Y growth of 2.47%.
Total Interest Income increased to Rs.6,685 crore
from Rs. 6,497 crore in June 2014, recording Y-o-Y growth of 2.89 %.
Net Interest Income has increased to Rs.1,844
crore from Rs. 1,822 crore in June 2014, recording
Y-o-Y growth of 1.21%.
Provision Coverage Ratio has improved from 51.52
% to 54.95 % on Y-o-Y basis.
CRAR under BASEL II is at 11.67 % with Tier I
at 8.34% whereas CRAR under BASEL III is 10.84% with Tier I at 8.03%.
BUSINESS
HIGHLIGHTS
Total Business of the Bank increased to Rs.4,51,739
crore from Rs. 4,26,829 crore in June 2014, recording Y-o-Y growth of 5.84%.
Total Deposits of the Bank increased to Rs.2,58,607
crore from Rs. 2,40,782 crore in June
2014, recording Y-o-Y growth of 7.40%.
CASA increased to Rs.88,623 crore from Rs. 79,476
crore in June 2014, recording Y-o-Y growth of 11.51%. Share of CASA in total
deposits stood at 34.27% as against 33.01 % in June 2014.
Core Deposits increased to Rs. 2,37,572 crore
from Rs. 1,88,981 crore in June 2014, recording Y-o-Y growth of 25.71%
NIM is 2.74% for June 2015.
Total Advances of the Bank stood at Rs.1,93,132
crore against Rs.1,86,047 crore in June 2014 recording Y-o-Y growth of 3.81%.
Agriculture Advances increased by 5.16 % to Rs.35,370 crore
in Q1 2015-16 from Rs. 33,636 crore in Q1 2014-15.
MSE Advances registered y-o-y growth of 14.34 % to Rs. 25,337
crore in Q1 2015-16 from Rs. 22,159 crore in Q1 2014-15.
Retail Loans showed substantial growth of 17.25 % on Y-o-Y basis to Rs. 33,470 crore in Q1 2015-16 from Rs. 28,545 crore
in Q1 2014-15.
Housing Loan showed substantial growth of 26.46 % on Y-o-Y basis to Rs.14,372 crore in Q1 2015-16 from Rs. 11,365 crore
in Q1 2014-15.
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