Future Generali India Life Insurance launches New Saral Anand

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·        A simple, participating plan with an extended cover till 100 years of age


Mumbai, 10 March 2016: Future Generali India Life Insurance Company Limited (FGILI), a joint venture between Future Group - the leading retailer of India, Assicurazioni Generali - a global insurance group and one of the world’s 50 largest companies* and IITL - a leading NBFC, today announced the launch of New Saral Anand, which is a simple, regular pay, traditional participating plan.
A key benefit of this plan is that it provides an extended life cover. The policyholder not only gets the sum assured along with bonuses at the end of the policy term but also gets an extended cover till the age of 100 years. The policyholder receives another lump sum equal to the Sum Assured on attaining the age of 100 years. In case of death during the extended benefit period, this amount is paid to the nominee. This product will also provide a whole life cover with a simplified underwriting process, thereby making it convenient for the customer.

Entry Age
3 years to 50 years
Maturity Age
18 years to 70 years
Policy Term
15 years to 20 years
Sum Assured
Minimum – Rs. 1,00,000
Maximum – No Limit
Maturity Benefit
Lump sum (Sum Assured + Compounded Reversionary bonuses (if any) + Terminal Bonus (if any).

Compounded Reversionary Bonus: At the end of each financial year the Company may declare a bonus expressed as a percentage of the Sum Assured and all previous bonuses declared. The bonus of each year is added to the sum assured and the next year’s bonus is calculated on the enhanced amount.

Terminal Bonus: The Company may declare a discretionary terminal bonus which is payable on death or maturity of  the plan.

On the occasion of the launch, Mr. Munish Sharda, Managing Director & CEO, Future Generali Life Insurance said, “As the name suggests, this plan is extremely simple and straightforward. This is a with-profit plan where the customer will receive a sum assured with accumulated bonus at the end of the policy term and an additional extended life cover until the age of 100 years. This product is in line with our philosophy of offering simple to understand propositions which deliver value to our customers. We will continue to design products which cater different insurance needs of diverse customer segments.

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